Configure Bank Journal¶

Overview¶

The Bank Journal is used to record all transactions related to a bank account.

Examples include:

First, you need to add a bank account before configuring its journal.

Navigate to:

Invoicing → Configuration → Add a Bank Account

This will open a setup wizard to link or create your bank account.

Setup Bank Account Modal

After adding the bank account, you can access and configure its journal by navigating to:

Invoicing → Configuration → Journals

Bank Journal Entries

Field	Description
Bank Account	The general ledger account linked to this bank journal.
Reconcile Mode	Determines how bank transactions are reconciled with accounting entries.
Reconcile Aggregation	Controls how transactions are grouped during reconciliation.
Suspense Account	Temporary account used for unreconciled bank transactions.
Profit Account	Account used to record reconciliation gains or positive differences.
Loss Account	Account used to record reconciliation losses or negative differences.
Dedicated Payment Sequence	Uses a separate numbering sequence for payments created from this journal.
Short Code	Unique code used to identify the journal.
Currency	Currency used for transactions in this journal.

Field	Description
Account Number	The bank account number linked to the journal.
Bank	The financial institution associated with the account.
Bank Feeds	Method used to import bank transactions automatically or manually.

Field	Description
Provider	Service provider used to retrieve bank statements automatically.
Configuration	Opens the bank feed configuration settings.

Bank Incoming Payments

This tab defines which payment methods customers can use when paying invoices.

Field	Description
Payment Method	Method used to receive customer payments.
Name	Display name of the payment method.
Outstanding Receipts Account	Temporary account used until the incoming payment is reconciled.

Method	Description
Manual Payment	Payment entered manually by the user.
SEPA Direct Debit for Customers	Collect payments automatically from customer bank accounts using SEPA Direct Debit.

Bank Outgoing Payments

This tab defines how supplier and vendor payments are processed.

Field	Description
Payment Method	Method used to send payments.
Name	Display name of the payment method.
Outstanding Payments Account	Temporary account used until the outgoing payment is reconciled.

Method	Description
Manual Payment	Payment is processed manually.
SEPA Credit Transfer for Suppliers	Creates SEPA payment files for supplier payments.

SEPA Credit Transfer allows CURQ to generate payment files that can be uploaded to your bank.

Bank Advanced Settings

Field	Description
Allowed Accounts	Restricts the journal to specific accounts. Leave empty to allow all accounts.
Add Balance Line	Automatically adds a balancing line when required.
Lock Date	Prevents entries from being created or modified before the selected date.
Lock Date for Non-Advisers	Restricts non-accounting users from editing older entries.
Auto-Check on Post	Automatically marks entries as checked when posted.

Field	Description
Default Sheet Mapping	Defines how columns from imported bank statement files are mapped to CURQ fields during import.